A personal reflection on carrying financial burdens that were never meant to be yours alone, and the difference between ownership and stewardship.

Have you ever known someone to die without a will? Imagine how stressful that is for the surviving family. Making a Will Matters.

Is your financial situation driven more by emotions than numbers? Discover how impulse, anxiety, and FoMO shape your money habits.

Build Wealth Have you ever thought that it would be impossible to build wealth? Maybe you've said to yourself, "It's just not in the cards for me to have wealth?" Building wealth might sound like a daunting task, but it all boils down to a few fundamental principles. If you’re aiming for financial success, understanding and applying these three keys can set you on the right path. Let’s explore these keys—living below your means, the connection between how you view money and n

Have you ever felt like your finances have you locked up in a cage? Like no matter what you do, you’re just stuck in the same place, watching everyone else live their best life while you’re just trying to make it to the next payday? If that sounds familiar, you’re not alone. The truth is, financial captivity is something many people face, but the good news is that it doesn’t have to be your forever story. Let’s talk about how you can break free and start living life on your o

Have you ever known someone to die without a will? Imagine how stressful that is for the surviving family. Making a Will Matters.

Get ready to lay your head on your pillow without a worry about your mortgage payment! Read now for a brighter homeownership journey.

It's never too late to script your financial future! Whether you're just starting or starting over, every step counts.

Last week we discussed the importance of teaching budgeting basics to children. This week we turn our focus and more detail to help you in nurturing financial savvy with your teen. Navigating the complex world of finances is a vital life skill, and what better time to instill this wisdom than during the formative years of adolescence? Teaching teens about money not only equips them with essential financial literacy but also sets the foundation for a responsible and empowered

In our last post, The Unsettling Reality of Dying Without a Will, I hope you took an action to be sure you have one in place. It’s also a good time to check to be sure your beneficiaries are all up to date. Check with your bank or credit union. Check to be sure your beneficiaries for your retirement and Health Savings Accounts are current. Now is also a good time to organize all of your important papers and have them in a Legacy Drawer just to be a good steward to your family

Over the last few months in leading Financial Peace classes and working with individual clients and casual conversations with friends and colleagues, I’ve come to learn that many do not have a will in place. You’d be surprised to learn that some who are well off financially have not taken the step to care for their estate in the event of their untimely death. This post is focused on what it looks like to die without a will in place. If you are 18 and older, single, married o

Welcome to the final post in the Budgeting Series. Over the past few weeks, budgets have been demystified. We have uncovered how budgets give you control over your money, simplified budgeting by sharing how the EveryDollar app can make budgeting easy, reviewed and discussed strategies to help overcome common budgeting hurdles. In this post, we will explore advanced budgeting techniques to help you master your finances. I hope you found value in these posts. Thank you for join

Over the last three weeks, we’ve covered ‘Why Budgeting is for Everyone’, ‘How Budgeting Shapes Your Financial Future’ and ‘Making it Simple and Effective’ using the EveryDollar budgeting app. Maybe you’ve tried budgeting in the past but gave up because of the hurdles or challenges you experienced. If so, this article is for you. Embarking on a budgeting journey is like setting sail on a financial adventure. However, just like any voyage, there are bound to be hurdles (or bu

Budgeting can give you control over your finances as we learned last week. If you want financial stability, the power to steer your financial ship and experience the transformative power that comes when you gain control over your finances, then budgeting is the way to go. Your budget becomes your guide and you become the captain steering towards your financial destiny. But you may be asking, “Well, Greg, what do I use to budget? Paper and pencil are too tedious and I’m not te

Last week we demystified a few things about budgeting. We discussed how it as a tool for empowerment, not a set of restrictive rules. It's a friend that guides you, a compass that keeps you on course amidst the financial seas. We also discussed why budgeting matters for everyone. It matters because it transforms financial confusion into clarity, stress into control, and dreams into achievable goals. This week we will explore how budgeting actually gives you the power of contr

Over the next few weeks, I'll post and share on the topic of budgeting and will take you on a deep dive into various aspects of budgeting. If you have an income and expenses, then this series is for you! In this post, we will discuss why budgeting matters and why it's important for everyone. Maybe you think budgeting is too complicated or it's too restrictive. I'd ask you to just hang with me for a few weeks and let me share with you how simple budgeting can be, what tools an

In the sacred verses of Psalm 37:21, a biblical warning echoes through the ages: "The wicked borrow and do not repay, but the righteous give generously." 📜💔 This post delves into the profound wisdom encapsulated in this scripture, urging readers to heed the call for righteous financial choices. It advocates for proper financial stewardship, repaying faithfully, and breaking free from the chains of debt. It's not just about money; it's about honor and integrity in our financ

As the holiday season approaches, so does the excitement of Black Friday deals. While the allure of deep discounts and exclusive offers can be tempting, it's crucial to approach the shopping frenzy with a strategic mindset to avoid falling into the debt trap. In this guide, we'll explore practical tips and strategies to help you make the most of Black Friday without compromising your financial well-being. Set a Realistic Budget Before diving into the sea of Black Friday promo

Truth: Unless you address your behavior around spending, nothing changes. If only I could make six-figures. If only I earned more money in my job. If only, if only, IF ONLY…… The simple point of the matter is earning more money will not solve your money problems if you find yourself stressed, in debt, anxious and worried how you are going to make next month’s rent or mortgage payment. Did you know that up to 70% of lottery winners lose or spend all their winnings within 5 y

If someone were to ask you, "What legacy will you leave?", what would you say? According to Meriam-Webster's Dictionary, Legacy is defined as "a gift by will especially of money or other personal property" or "something transmitted by or received from an ancestor or predecessor or from the past". The main point of a legacy is that it does not stop with one person. It is designed and meant to be passed on to others. A legacy can be good or bad. We can leave a legacy that impr